Payment Process
Learn how payments work on Paymavo, from invoice creation to fund transfer.
How Payments Work
Paymavo uses Stripe to process all payments securely. Here's the complete flow from invoice to payment.
Secure Processing
PCI DSS
Bank-level security
Processing Time
1-2 Days
Credit/Debit cards
Fees
2.9% + 30¢
Standard Stripe fees
Step-by-Step Payment Process
From invoice creation to payment completion
Create Invoice
You create an invoice in your Paymavo dashboard with client details, items, and amounts.
What happens: Invoice is created with a unique payment link and sent to your client via email.
Client Receives Invoice
Your client receives an email with a secure payment link to view and pay the invoice.
What happens: Client clicks the link, views the invoice, and can pay immediately or later.
Client Makes Payment
Client enters their payment information on Stripe's secure checkout page.
What happens: Stripe processes the payment securely and validates the payment method.
Payment Processing
Stripe processes the payment and transfers funds to your connected account.
What happens: Payment is processed, fees are deducted, and funds are prepared for transfer.
Fund Transfer
Funds are transferred to your bank account according to your Stripe payout schedule.
What happens: Money is deposited into your bank account by Stripe, typically within 1-2 business days for credit/debit cards.
Payment Statuses
Understanding what each payment status means
Invoice Sent
The invoice has been sent to your client but payment hasn't been initiated yet.
- • Client received email
- • Payment link is active
- • Waiting for client action
Payment Pending
Payment is being processed by Stripe and the bank.
- • Payment initiated
- • Being processed
- • Credit/Debit cards: 1-2 business days
Payment Successful
Payment has been processed and funds are being transferred to your account.
- • Payment confirmed
- • Funds in transit
- • You'll receive notification
Payment Failed
Payment could not be processed due to various reasons.
- • Insufficient funds
- • Card declined
- • Technical issues
Payment Timeline
Typical timeline for payment processing
Immediate
Invoice sent to client
1-5 minutes
Payment processing begins
1-2 business days
Funds transferred to your account
24 hours
Email notifications sent
Frequently Asked Questions
Common questions about the payment process
How long does payment processing take?
Credit/debit card payments are processed within 1-2 business days by Stripe. Bank transfers take 3-5 business days, and international payments may take 1-5 business days depending on the country.
What happens if a payment fails?
You'll be notified of the failure. The client can try again with a different payment method.
Can I track payment status?
Yes, you can see payment status in your dashboard and receive email notifications.
Are there any payment limits?
Stripe has standard limits, but you can request higher limits if needed for your business.